FAQ
An employee share plan offers eligible employees the opportunity to acquire their company's shares on preferential terms.
L'Oréal intends to give you the opportunity to participate in its share purchase plan on an annual basis. Future share offerings will be subject to the prior approval of the company's shareholders and its Board of Directors, to the authorization of the relevant authorities, notably the French AMF (Autorité des Marchés Financiers), to the completion of the required procedures with employee representatives, and to market and economic conditions. The offered conditions may vary from year to year.
Employees who work for an eligible L'Oréal Group company that have 12 months of service and are still Group employees on June 24, 2026.
Employees can subscribe from June 10 to 24, 2026 (23:59 PARIS TIME / 5:59PM EDT / 2:59PM PDT) only.
You may subscribe online via a specially-created subscription tool, using your personal login details (“login”) that will be provided to you by email or mail (if you do not have a L'Oréal email address). Employees with no access to the internet may request and complete a subscription form. Please refer to the Local Supplement for details.
Employees may send an email to [email protected] during the subscription period should they need assistance to connect or to subscribe.
Employees can modify their subscription online until the last day of the subscription period, ie, June 24, 2026. After the subscription period, subscriptions can no longer be modified and are irreversible. The employees must pay their investment in full.
The minimum investment is one L'Oréal share.
The maximum investment is 20 L'Oréal shares, capped at 25% of your 2026 gross annual compensation.
An employee's gross annual compensation consists of their annual salary and any commissions or bonus payments received in 2026 (see the Local Supplement for details).
Employees must agree to comply with this limit by signing their subscription form (online or in writing). The risk is that the number of shares you request may be reduced if you do not comply with this limit.
The conversion of the Reference Price to US dollars will be based on the exchange rate between the euro and the dollar applicable at 1:00 PM London Time on June 5, 2026, sourced from Reuters as the mid EUR/USD rate.
The L'Oréal stock as part of the Employee Share Plan is not traded on the US Stock exchange so there is no ticker symbol. The symbol on the Paris Stock Exchange is OR . You can check the current L'Oréal share price and review its history at www.loreal-finance.com . Note, L'Oreal ADRs (American Depository Receipts) do trade on NASDAQ under the symbol LRLCY but ADRs are different than ordinary shares.
You can review the history of the Euro to Dollar exchange rate at federalreserve.gov . The main risk is that as the exchange rate fluctuates, the value of your shares will fluctuate. To understand what types of events and factors impact the exchange rate, check with trusted sources like Bloomberg and Reuters.
Refer to the wire instructions in the Documentation tab of this site.
The free shares will be distributed at the end of the lock-in period, ie, around July 31, 2031, subject to certain conditions (see the Local Supplement).
The value of the difference between the subscription price and the fair market value of the shares on the share delivery date, and the full value of the free shares on the share delivery date, will be taxed as earned income.
Consult your Local Supplement, which will specify all valid cases in your country.
Initially, when you subscribe online, you will receive a confirmation statement. In July 2026, every employee who subscribes under the Plan will receive a notification stating the number of shares allocated to them.
See Local Supplement for more details around early release of shares. Early release requests are submitted through BEST HR, either through a My Services ticket or by contacting BEST HR Employee Support at 1-866-813-7876 (L'Oréal USA and Travel Retail Americas Employees) or 1-888-250-3723 (SalonCentric Employees).
Yes. You can request the release of all or some of your locked-in, subscribed shares. However, a reason for release may be given only once: if you release part of your locked-in shares, the rest will remain locked in through the release date unless you experience another reason for early release.
A dividend is the part of the earnings that the company pays to its shareholders. This payment is not made automatically; it depends upon the company's annual results and the decision of the shareholders at the General Meeting.
No, the dividends are cash dividends paid annually, subject to approval at the Annual General Meeting of shareholders. Participants will receive dividends paid to their bank account by JP Morgan Workplace Solutions, the plan's Custodian, assuming that the participant has set up their banking details appropriately.
If you resign before the 5 year vesting period, you will forfeit any free shares associated with your purchase. However, the shares you purchased at the 20% discount are yours and, as a result of your termination, you can choose to sell them, transfer them to a personal account, or maintain them with the Plan Custodian (JP Morgan Workplace Solutions). You will be responsible for paying off your company loan in full, if applicable. If you withdraw or are subject to a company initiated termination (not for cause), you would retain your rights to the free shares.
In the event of your death, J.P. Morgan Workplace Solutions, the Plan Custodian, will follow an estate process. They will work with your executor to collect the required documentation and open an estate account. Your free shares will be accelerated to the date of your death and will no longer be subject to the 5-year vesting schedule. All shares will then be transferred to the estate account.
You may review or download a copy of the Local Supplement from the Documentation tab of this site.
